Cash Benefits Paid Directly To You

For Hospital, Cancer & Critical Illness

A Serious medical event can create unexpected costs fast-deductibles, copays, missed work, and household bills. These supplemental plans are designed to help protect your savings.

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Complete the short form below to explore coverage options that may fit your needs and budget, then schedule your free coverage review appointment.

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Coverage Designed for Major Medical Events That Disrupt Your Life

CANCER

Our rider pays lump-sum benefits to help offset expenses and protect your clients financially. Clients can choose from six benefit amounts: $2,500, $5,000, $10,000, $15,000, $20,000 and $25,000.

STROKE

Coverage provides a lump-sum cash benefit if you experience a covered stroke. This benefit helps pay for hospitalization, rehabilitation, medical bills, and everyday expenses, protecting your savings and giving your family financial support so you can focus on recovery without added stress.

Heart Attack

The policy pays a lump-sum cash benefit if you experience a covered heart attack. This money helps cover medical bills, lost income, and other expenses, protecting your savings and reducing financial stress so you can focus on recovery.

Kidney Failure

If you are diagnosed with covered end-stage kidney failure requiring dialysis or transplant, the policy pays a lump-sum benefit. The payment is made directly to you to assist with ongoing treatment and financial needs.

ICU Stays

Provides cash benefits for ICU stays, helping cover the high costs of critical care. The benefit can be used for medical bills, daily living expenses, or lost income, giving you and your family financial support while you focus on recovery.

Home Healthcare

The home health care rider provides a daily benefit to help cover the care and assistance your clients may need to recuperate at home. After an inpatient hospital stay or care in a skilled nursing facility clients who return home may need help bathing, dressing, eating and other activities of daily living (ADLs).

Major Diagnostic Testing

Diagnostic tests include: Computerized Tomography (CT); Magnetic Resonance Imaging (MRI); Positron Emission Tomography (PET) scan; Angiogram; Computerized Tomography Angiogram Scan; Electroencephalogram (EEG); and Electrocardiogram (EKG)

Outpatient Surgery

This rider provides an additional benefit to help cover the cost of surgery received in an ambulatory surgical center or outpatient hospital facility.

Prescription Drugs

To further protect their finances from the cost of medications, your clients can add a prescription drug rider. This rider reimburses $15 for generic and $30 for brand-name prescriptions. Clients can select either a $250 or $500 maximum benefit per calendar year. • Reimbursement is available until the annual calendar-year maximum benefit amount is reached.

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Plan ahead with coverage designed to help protect the people you love, support the financial priorities that matter most, and provide greater peace of mind for the future.