Cash Benefits Paid Directly to You
For Hospital, Accident, Cancer & Critical Illness
A serious medical event can create unexpected costs fast, including doctor visits, outpatient care, hospital stays, deductibles, copays, missed work, and household bills. Supplemental coverage can help protect your savings and provide added financial support when you need it most.
EXPLORE YOUR SUPPLEMENTAL COVERAGE OPTIONS
Complete the short form below to explore supplemental coverage options that may fit your needs and budget, then choose a convenient time for your free coverage review.
Coverage for Life’s Unexpected Medical Events
CANCER
Certain plans may offer lump-sum benefits to help offset eligible expenses and provide added financial protection. Benefit amounts and options vary by carrier, plan, and state.
Cash benefits for covered events
Benefits paid directly to you
No waiting period options available
Multiple plan options available
STROKE
Coverage provides a lump-sum cash benefit if you experience a covered stroke, providing added financial support while you focus on recovery.
Lump-sum cash benefit
Helps with hospitalization and rehabilitation costs
Supports medical and everyday expenses
Heart Attack
Coverage provides a lump-sum cash benefit if you experience a covered heart attack, providing added financial support while you focus on recovery.
Lump-sum cash benefit
Helps with medical expenses
Helps offset lost income and everyday expenses
Kidney Failure
The benefit is paid directly to you and can help with ongoing treatment, medical expenses, and everyday financial needs while you focus on your health.
Lump-sum cash benefit
Coverage for qualifying end-stage kidney failure
Helps with treatment and everyday expenses
ICU Stays
Coverage provides cash benefits for covered ICU stays, helping with costs associated with critical care and providing added financial support while you focus on recovery.
Cash benefits for covered ICU stays
Helps with critical care expenses
Supports everyday living expenses
Helps offset lost income
Home Healthcare
The Home Health Care Rider provides a daily benefit to help with care and assistance while recovering at home.
Daily home health care benefit
Helps with activities of daily living (ADLs)
Assistance with bathing, dressing & eating
Applies after qualifying hospital or skilled nursing care
Major Diagnostic Testing
Covered diagnostic tests may include:
CT Scan
MRI
PET Scan
Angiogram / CT Angiogram
EEG
EKG
Outpatient Surgery
Provides an additional benefit for covered surgery received at an ambulatory surgical center or outpatient hospital facility.
Additional cash benefit
Covered outpatient surgeries
Ambulatory surgical centers
Outpatient hospital facilities
Prescription Drug
Helps with the cost of covered prescription medications through additional cash benefits.
Benefits for eligible prescriptions
Helps reduce prescription costs
Benefit amounts vary by plan and carrier
Why Choose PrudentShield?
Your Independent Insurance Agency
Personalized Guidance
Get help understanding your options from a licensed insurance agent who takes the time to understand your goals and needs.Multiple Coverage Options
Explore coverage options from multiple insurance carriers to help find a solution that fits your needs and budget.Simple, Transparent Process
No confusing insurance jargon or high pressure sales tactics. Just a straightforward review of your coverage options.
Direct, Personal Service
When you request information, you connect directly with a licensed PrudentShield agent not a third-party lead marketplace.
Our Simple Process
Schedule Your consultation
Select a convenient time on our calendar. You'll receive a confirmation with details on how we will connect (phone or virtual).
Cover Review
We review who needs protection, your goals, health information and budget to determine the best available options.
Compare Options
We present qualified carriers and explain benefits, pricing, and any living benefit feautes so you can make an informed decision.
